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Lynda Risch, E.C. MN & Beyond
Associate Broker
REALTOR®, SFR,
(612) 290-7607
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10638 Mississippi Dunes Trail S, Cottage Grove, MN 55016

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Listed By

Agency Name: M/I Homes
Agency Phone: 763-586-7200

Shown By

Agent Name: Lynda Risch, E.C. MN & Beyond
Agent Phone: (612) 290-7607
Agency Title: Counselor Realty

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Property Description

Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close! Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! Enjoy all the benefits of an association maintained lifestyle without compromising on space. As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel appliances - all of which are included! The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your wooded backyard, or step through your sliding door onto your patio and take in the morning air outside. The family room features an electric fireplace, and with LVP throughout this open concept space, the options for furniture arrangement are endless. Off the garage you'll find your mud room/laundry room, complete with a laundry sink! As you head upstairs, you will find a HUGE loft space with tons of windows and natural light - perfect for entertaining, as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and sizable storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Tough to find in new construction. Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love!Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.25%/5.325% APR or FHA/VA 4.875%/5.639% APR if closing by September 30th with seller's preferred lender. Call for further details!

10638 Mississippi Dunes Trail S | MLS# 7023199

This single family home located at 10638 Mississippi Dunes Trail S, Cottage Grove, MN 55016 is currently listed for sale with an asking price of $543,990. This property was built in 2026 and has 2 bedrooms and 2 full and 1 partial baths with 2494 sq. ft. Mississippi Dunes Trail S is located in the Mississippi Landing subdivision within the South Washington school district. Search Mississippi Landing real estate on lrisch.counselorrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: None
Cooling: Central Air
Fireplaces: 1
Fuel Type: Natural Gas
Garage: 2 car attached
Heating: Forced Air
Lot Size: 0.24 Acres
Roof Type: Age 8 Years or Less, Architectural Shingle
Stories: 1.5
Taxes: $972
Year Built: 2026

Feature Descriptions

Additional Living Info.: All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Bath: 3/4 Primary, Double Sink, Private Primary, Main Floor Full Bath, Upper Level 1/2 Bath
Bathrooms 3/4: 1
Bathrooms Full: 1
Bathrooms Half: 1
Days on Site: 159
Dining: Informal Dining Room, Kitchen/Dining Room
Down Payment Resource: Yes
Exterior: Frame
Fencing: Partial, Privacy, Wood
Fireplace: Electric
Foundation Size: 1918
HOA Fee: $220/ Monthly
Lot: Sod Included in Price, Tree Coverage - Heavy
Lot Dimensions: 54 x 207 x 30 x 209
Parcel#: NA
Parking: Attached Garage
Sewer: City Sewer/Connected
Water: City Water/Connected

Room Sizes

Den: 12.7 x 12.8
Dining Room: 11.6 x 14.6
Family Room: 12.9 x 14.8
Bedroom: 12.9 x 14.8
Foyer: 9 x 9
Kitchen: 12 x 20
Laundry: 9 x 9
Loft: 19.8 x 17.6
Bedroom 2: 10.3 x 10.6
Sun Room: 11.1 x 12.6

Local Schools

School District: South Washington

Estimate Your Payment

Estimated Payment

$ 3,135.01 per month $2,895.34 Principal & Interest $81.00 Property Tax $158.66 Homeowner's Insurance

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Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved.

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Agency License Information: Counselor Realty, Inc. is licensed in Minnesota and Wisconsin; Counselor Realty, Inc. of Alexandria is licensed in Minnesota; Counselor Realty Detroit Lakes, LLC is licensed in Minnesota; Counselor Realty of Rochester is licensed in Minnesota; Counselor Realty of Victoria, LLC is licensed in Minnesota; Counselor Realty of Brainerd is licensed in Minnesota.

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/01/2026. The listing information on this page last changed on 08/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/01/2026 12:24:07 AM EST) or RMLS-MN MLS (last updated Sat 08/01/2026 12:02:29 AM EST). Real estate listings held by brokerage firms other than Counselor Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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