Posts with tag 'For Buyers'

Everyone knows that location is one of the most important considerations when buying a home. However, many people don't realize that the type of road their home is located on can also make a big difference. 

When you're looking at Minneapolis homes for sale or Saint Paul homes for sale, you're likely to run into some that are close to major highways or in high-traffic areas. There are also some neighborhoods where homes may be located on cul-de-sacs or even dirt roads. These can all impact a home's desirability, and, therefore, its value. 

Here are a few of the things you'll want to consider.

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What do real estate agents actually do? This is a common question of many first-time home buyers and sellers. If you think all an agent does is act as a middleman between the property owner and prospective buyer, then you'll be surprised at just how many more valuable services they provide to their clients. Our real estate agents know that real estate tractions can be confusing for those unexperienced in these sales. Here are ten things that a real estate agent can assist buyers and sellers with.

1. Home Inspectors
   Every home will require an inspection and your real estate agent knows exactly who to call. To ensure that both seller and buyer are protected, your real estate agent will pair you with a knowledgeable inspector who will conduct a thorough assessment of the home.

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Securing pre-approval for a home loan is as good as money in the bank. It makes it possible for our real estate agents to help focus your home search, and it gives you an advantage at the negotiation table. However, your pre-approved status doesn't last forever, and you'll want to carefully read the lender's terms and conditions so that you don't get pre-approved too early.

The 60- to 90-Day Window

It can take anywhere from three days to a week for a lender to review your pre-approval application. Once approved, most mortgage pre-approvals are valid for between 60 to 90 days. In limited cases this window may extend out to 180 days. This is a short window so you want to maximize your efforts during this period. It's a short period because there is a possibility your credit score will change the more time elapses.

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Moving across state lines comes with a unique set of challenges. Because it is more complex than a move across town, you'll want to start planning well in advance. The good news is that you aren't the first person to move into Minnesota from out of state, we can help ease the transition and help you settle in when you arrive. 

1. Hire a Buyer's Agent
   A buyer's agent will represent your best interest throughout the process. Your agent will help identify homes within your budget and select neighborhoods, schools, etc. that best suit your needs.
   
   
2. Hire a Relocation Specialist
   Relocation specialists often work for free and many larger employers have relocation specialists they use for new employees. Relocation specialists earn their money based on referrals to vendor services and products you purchase when you move into the community. They will help with everything from organizing the move to helping you find lawyers, doctors, plumbers, dentists, and other service providers when you arrive.

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If you're looking for a home to buy, you're probably prioritizing what you most want to have in your new home. Square footage, number of bedrooms and bathrooms, and yard size are always important, but make sure to also consider the length of your commute. This mainly includes the length of time it takes you to drive to and from work, but you should also take into account how close you'll be located to schools, stores, restaurants, and other places you'll likely drive to on a regular basis.

What you need to know about factoring in your commute time when buying a Minneapolis home:

Growing commute times

Commute times are tending to get longer rather shorter in most areas, with an average of about a 25-minute drive one way. If you're buying a home near a major city, this can be even greater.

Looking for a home in the suburbs may allow you to get more of what you want for the same amount of money, but there may be a tradeoff involved. You may end up trying to strike a balance between where you can afford the best home and surroundings for the money and the length of your commute.

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